Automating Policy Ingestion via AI-Powered Extraction for a leading US-based Auto Insurer

Automating Policy Ingestion via AI-Powered Extraction for a leading US-based Auto Insurer

Client Overview

  • $15.6 M

    in annual revenue

  • 30k

    insurance clients

  • 42

    years in operation

INDUSTRY

  • Insurance / Auto Insurer

TECH STACK

  • Extraction Platform
    • Azure Form Recognizer (AI/ML)
    • Azure Functions
  • Data Processing
    • Python (Pandas, NumPy, Regex)
  • Integration & Delivery
    • Azure API Management
    • JSON Structured Data

Executive Summary

The client’s underwriting staff retyped every policy by hand, including names, VINs, and coverage limits, from scanned PDFs into core systems, with no automated bridge between the two. Through its AI Application Development Services, Inferenz built an AI-driven extraction layer on Azure Form Recognizer, trained a custom model to capture complex policy fields, and connected it to the insurer’s quoting tools through a secure API. Underwriters recovered 80% of the time once spent on manual entry, and the insurer now processes policies with zero re-keying and audit-ready accuracy.

Challenges

The client’s entire underwriting operation rested on manual re-keying across a six-state footprint, with no automated bridge between incoming documents and core systems, unable to support the volume and speed the market demanded.

01

Every Policy, Retyped by Hand

Underwriters manually retyped names, VINs, coverage limits, and addresses from scanned PDFs into core systems for every single policy. Every new file added to the backlog.

02

Hours Between Upload and Quote

Quote packages could take hours to reach agents and brokers after a document was uploaded, with each field checked and entered independently.

03

Errors Compounding into Real Costs

A single mistyped VIN or coverage limit could trigger a costly endorsement or claim dispute months later, a routine cost of manual entry at this scale.

04

No Room Left for Underwriting Work

Several underwriting and claims professionals spent their days keying data instead of assessing risk.

Our Solution

Inferenz built an end-to-end AI extraction layer on Azure, converting unstructured insurance paperwork into clean, validated data flowing directly into the client’s policy-administration systems. Here’s what they did:

Event-driven ingestion pipeline

Azure Functions trigger processing the instant a file is uploaded, replacing fragmented manual handoffs with a live pipeline.

Custom AI form recognition

A Form Recognizer model trained on the insurer’s actual forms captures names, addresses, vehicle details, and coverage grids in seconds — the prerequisite for zero-touch policy ingestion at scale.

Automated field validation

A Pandas- and Regex-driven pipeline normalizes and validates every extracted field, catching errors before they reach a human.

Secure API hand-off

Azure API Management streams structured JSON records directly into core quoting tools in real time.

Serverless, scalable design

The infrastructure scales automatically through peak renewal periods, with no added hardware and no servers to maintain.

Impact Delivered

80%

Less Manual Entry

Manual documentation work across underwriting dropped by more than three-quarters, freeing staff for actual risk assessment.

90%

Fewer Key-in Errors

Precision extraction closed the gap on typos in coverage limits and VINs, cutting costly endorsements and disputes.

3x

Faster Quote Turnaround

Quote-to-bind time moved from hours to minutes, with agents and brokers seeing live, accurate data instantly.

Zero

Overheads In Infrastructure

Serverless architecture scales automatically through renewal season, with no internal servers to maintain.

Let’s create something truly remarkable & intelligent!

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